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Avoid the Credit Report Blues

Do you know whether there is an error on your credit report? There may be.

In fact, according to surveys, many people are surprised (or shocked) by at least one piece of information in their credit report. All it takes is one incorrect item to create an obstacle to getting the lowest mortgage rate possible, or even getting a mortgage at all. So it pays to find out what your report says about you before you shop for a new home.

How do you do that? Go to a major credit bureau that has a website which allows you to order your own credit report online for a reasonable fee.

For example: equifax (www.equifax.com)

If you discover an error, notify the credit bureau immediately. They are required by law to promptly make a correction.

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